Classic cars FAQs
Q. As a younger driver can I get classic car insurance?
A. Yes, insurance underwriters are aware that owners of classic cars value their investment and the likelihood that the investment will be taken care of and used in a responsible manner. This is why we can offer affordable classic car insurance to the under 25s.
Q. I only used my classic car on the highways during the summer months, can I get short term insurance?
A. Yes, temporary insurance cover is available for your ‘classic’. Simply let us know the start date and the length of cover you require, we can provide you with a quotation to meet your specified dates. In fact, if you only use car for the occasional wedding, car club event or even track days – with Cox Mahon – you’re covered.
Q. From an insurance point-of-view what age makes the car a ‘classic’?
A. This question will start a real debate with classic car owners! We understand that there is no real standard and that nothing has been ‘set in stone’ to cover this. If you want a benchmark, then 20 years or older seems to be acceptable to many owners. However, there are exceptions to this, say for example a car that is no longer in production but has a cult following can also qualify as a classic.
Q. Do you offer insurance cover for other vintage vehicles?
A. Yes, many of our clients have vintage commercial vehicles or tractors. If you can provide us with the details, we can provide you with a quotation for their insurance cover.
A. Is my classic car exempt from an MOT?
Q. As a rule, any car over 40 years old (built before or during 1979) is most probably exempt from the MOT.