Commercial Clients

Property
Owners

For many years real estate has provided a solid asset and investment base for companies and individuals. It is crucial therefore to protect your property with the correct insurance cover.

Property owners insurance is often purchased purely on price, and whilst the level of premium paid is important, experience has shown that the extent of cover is often overlooked.  There are many areas of risk exposure that need to be carefully examined when buildings insurance cover is being arranged.

Cox Mahon has a great deal of experience in this area and can advise and guide you to the most appropriate policy.  You may have an investment portfolio of buy-to-let properties, student accommodation, offices, commercial or industrial buildings.  We can assist with individual properties through to large portfolios, and for both residential and commercial  property landlords.

You may have purchased green or brown field sites for future development – which attracts additional risk exposures, such as Property Owners Liability and Environmental Impairment liability risks.  You may own unoccupied premises – for which special insurance considerations apply.  Whatever the risks, Cox Mahon will ensure your bricks and mortar assets are protected.

Insurance covers include:

  • Buildings – including walls and glass
  • Contents of common parts owned by the Landlord
  • Subsidence and Flood protection
  • Loss of Rent / Alternative Accommodation
  • Employers’ Liability
  • Property Owners’ Liability
  • Engineering Inspection – for any lifts or plant
  • Terrorism
  • Environmental Risks – both own clean-up costs and any third party liabilities
  • Legal Expenses
  • Contract Works – for any developments or alterations