Equine Personal

Personal Horse Insurance

Personal horse insurance – Cox Mahon offer a comprehensive range of policies should you require insurance for your personal horse. See our equestrian business insurance page should you require insurance for your business.

We understand how important your horse is to you. They are your companion, your getaway, and likely a significant financial responsibility. At Cox Mahon Insurance Brokers, we’re committed to offering you the Horse Insurance cover that provides peace of mind, no matter what activities you enjoy with your horse or the budget you’re working with. 

Your horse’s insurance needs will evolve over time, which is why we offer access to a variety of adaptable Horse Insurance policies. Whether you’re looking for comprehensive cover for illnesses or protection against accidental external injuries, we can help you find the right plan. Just talk to our experienced team, and we’ll guide you through the available options.

Veteran Horse Insurance

As horses age, they, like us, become more susceptible to specific health issues and injuries. Ensuring you have the right veteran horse insurance is crucial as your horse grows older. We understand the importance of securing a comprehensive veteran horse insurance policy that meets your horse’s changing needs. 

Our veteran horse insurance is designed to provide the necessary protection for your horse in their later years. 

Veteran horse insurance at a glance:

• Available for horses from 15 years old
• No upper age limit on this product
• Package policy which covers accidental external injuries only
• Theft/straying of the horse
• Public Liability
• Personal Accident
• Dental treatment
• Tack & Saddlery

We also offer the option to add colic cover, which contributes toward emergency life-saving colic surgery, subject to underwriter approval and an excess.

Sport Horse Insurance

When your horse competes in events like dressage, show jumping, or eventing, the risk of injury increases both in and out of the stable. A robust horse insurance policy is essential to ensure your horse stays at peak performance. 

This type of insurance is tailored for competition horses, which typically have a higher monetary value, offering broad cover for various situations. Accidents in the stable, paddock, or during transport can significantly affect your horse’s health and your ability to compete, especially if you’re a professional rider. 

Our policies can be customised to cover horses with pre-existing conditions or particular areas of concern. With access to specialist insurance markets, we can offer a comprehensive solution that protects your horse and ensures you’re covered for any eventuality.

Horsebox Insurance

In addition to insuring your horse, you’ll need suitable horsebox insurance to ensure safe transportation. While horsebox insurance is legally required, finding the right policy can be challenging. 

That’s where Cox Mahon comes in. We’re known for providing custom policies that give our clients confidence in their cover, whether for personal use or business. Our extensive experience in the field allows us to meet your unique needs, ensuring you and your horsebox are adequately protected. We offer various cover options to suit your requirements. These options can include:

• Comprehensive horsebox insurance with unlimited mileage
• Horsebox breakdown cover with transportation care if necessary
• Available to drivers over 21, but younger drivers considered
• Competitive horsebox insurance quotes available for horseboxes valued £100,000 or more
• From 3.5 tonnes up to HGVs
• Up to 6 months of European cover (excluding breakdown)

Horse Trailer Insurance

If you own horses, chances are you’ll need to transport them, making horse trailer insurance a necessity. To safeguard both you and your horses during transport, it’s essential to have a solid insurance policy in place. 

At Cox Mahon, we aim to make the insurance process simple and clear. Our horse trailer insurance policies are designed to provide extensive cover, tailored to meet your specific needs. These options may include:

• All trailers valued up to £35,000
• Cover for fire, theft and accidental damage
• Cover for hired trailers up to a year
• Optional Horsebox breakdown cover
• Public liability for the trailer when not attached to the towing vehicle automatically included

Personal Accident Insurance

Unexpected accidents can disrupt your life in an instant, which is why our Equestrian Personal Accident Insurance offers a financial safety net for those working in equestrian roles, such as freelance grooms and riding instructors. 

The Personal Accident Plus (PA Plus) policy is specifically tailored for these occupations, though we are open to covering other equestrian-related professions as well. However, this policy does not extend to professional riders who earn a living by competing or rely on prize money as a primary income source.

Equestrian Property Insurance

As specialists in equestrian insurance, we know the importance of securing the right cover for your equestrian property. 

If you already have Public & Employers’ Liability cover through us, we can provide flexible solutions for your property as well. For those who only need property insurance, perhaps as landlords renting out equestrian premises, we can offer customised cover to meet your needs. These can include cover for:

• Your equestrian buildings and outbuildings; and if your private house is situated on the same premises as your yard, then cover for your home and its contents can be easily combined all under one policy
• The contents of your yard, including tack, saddlery, hay and straw, jumps, machinery and even your horse trailer
• Business interruption cover to protect you against loss of income during periods when you cannot carry out business as usual due to unexpected loss or damage

Cox Mahon – Equine Insurance Brokers