16.10.24

Don’t Let Your Firework Party Turn into a Damp Squib!

Firework Party and Insurance Cover

As the nights grow longer and the clocks turn back, many of us start thinking about Halloween, Bonfire Night, or even—dare we say it—Christmas. If you’re planning any type of bonfire or firework party (including a display), there’s one key element you shouldn’t overlook: insurance.

Every event is unique, and we understand the amount of work required to ensure everything runs smoothly—especially when dealing with fire. A spectacular fireworks display can be the perfect way to dazzle your guests, but with their unpredictability, it’s essential to have fireworks display insurance in place to protect yourself if things don’t go to plan. Even a sudden change in wind direction or unexpected weather could cause your event to be cancelled, so make sure you’re covered.

Your Insurance Needs

Our fireworks event insurance is designed to meet the demands of those who need to protect their organisation during a fireworks display. This includes cover for public liability, employers’ liability, and potential damage to event equipment.

Common Risks Associated with Fireworks Displays and Bonfire Night Events

Along with completing a thorough risk assessment, here are some additional factors to consider:

• Ensure that the individual responsible for handling fireworks is properly trained and that the fireworks are sourced from a reputable supplier.
• Monitor the weather conditions in the weeks leading up to your event.
• Confirm that the venue is large enough to accommodate the crowd safely and ensure that spectators are kept at a safe distance from the fireworks.
• Make sure the venue is well-lit so guests can safely navigate the area.

Who Needs Fireworks Display Insurance?

If you’re organising an event that involves fireworks, having the right insurance is highly recommended. We offer policies tailored for everyone—from schools and sports clubs to larger corporate or community groups like festival organisers and local businesses.

Bonfire Night Insurance Included

Bonfire Night events come in all shapes and sizes, but one thing remains constant: the need for appropriate insurance to protect everyone involved. We’re familiar with the common risks associated with these events and can help you select the right insurance policy for your specific needs. The good news? If you’re hosting a firework display and take out fireworks display insurance with us, Bonfire Night insurance is included as part of the package. Our experienced advisors will guide you through this crucial part of your event planning

Get in Touch

Contact us today for comprehensive details on our event insurance policies—whether your event involves fireworks, bonfires, or not. Let us help make sure you’re fully covered, so you can focus on enjoying your event.

For further guidance and robust insurance solutions to help mitigate the risk of natural disasters – contact us.

Information provided by Zywave and contributed by Harrison Law, (Cert CII) Head of Commercial & Private Clients, Cox Mahon Ltd.