16.09.25

Preparing Commercial Properties for Autumn and Winter

SME Business Insights

As the cooler months approach, proactive maintenance of commercial properties becomes a top priority for organisations. Autumn and winter can present numerous seasonal risks, including wet leaves, icy walkways, heating system failures and frozen pipes. Such risks can compromise occupant safety, disrupt day-to-day operations and potentially lead to costly liability claims from slips, trips and falls.

Common Autumn and Winter Risks for Commercial Properties

The autumn and winter seasons often bring:

• Slippery outdoor areas from fallen leaves, frost, or snow.
• Blocked drains or gutters leading to leaks and damp.
• Increased pressure on heating and ventilation systems.
• Potential for frozen or burst pipes.
• Reduced visibility due to darker mornings and evenings.

Without preparation, these issues can escalate into safety hazards, operational disruption, and expensive insurance claims.

Essential Maintenance Tips for Autumn and Winter

To mitigate seasonal risks, building managers should implement a robust maintenance plan. Consider these essential autumn and winter tips:

• Service heating systems. Arrange for boilers, radiators, and HVAC systems to be professionally inspected before temperatures drop. This reduces the chance of breakdowns during cold spells and ensures occupant comfort.
• Clear gutters and drains. Prevent blockages caused by fallen leaves and debris to avoid water ingress and costly repairs.
• Insulate exposed pipes. Apply insulation to vulnerable pipework in unheated or external areas to prevent freezing and bursting.
• Weatherproof the building. Inspect windows, doors, and roofs for gaps or damage. Sealing cracks helps prevent heat loss and water intrusion while improving energy efficiency.
• Maintain footpaths and car parks. Keep external areas free from leaves, moss, and ice to reduce slips and trips. Stock grit and treat surfaces during frosty conditions.
• Improve outdoor lighting. Check car park and pathway lighting to ensure good visibility during darker hours.
• Test fire safety systems. Inspect fire alarms, smoke detectors, and sprinklers. The increased use of heating systems in winter makes this especially important.
• Deliver seasonal safety training. Equip employees with the knowledge to identify hazards, report issues, and respond effectively to autumn and winter risks.

Why Autumn and Winter Maintenance Matters

Proper building maintenance during autumn and winter helps organisations avoid unexpected expenses and remain fully functional throughout the colder months. It also demonstrates a proactive approach to risk management and occupant safety.

Alongside these measures, commercial property insurance provides essential financial protection against unforeseen events, including weather-related damage, liability claims, and business interruption.

We’re here to help

At Cox Mahon Ltd, our specialists can provide tailored advice and insurance solutions for commercial properties. Contact us today to discuss how we can help protect your organisation this autumn and winter.

Information provided by Zywave and contributed to by  Harrison Law, (Cert CII) Head of Commercial & Private Clients, Cox Mahon Ltd.